| Loan Type | Interest Rate |
|---|---|
| Cash Credit Up to Rs.25.00 (Lakhs) |
9.95% |
| Cash Credit Above Rs.25.00 (Lakhs) |
10.15% |
| Term Loan (Working Capital) Up to Rs.25.00 (Lakhs) |
9.95% |
| Term Loan (Working Capital) Above Rs.25.00 (Lakhs) |
10.15% |
| Over Draft (Working Capital) Up to 25.00 (Lakhs) |
10.15% |
| Over Draft (Working Capital) Above 25.00 (Lakhs) |
10.35% |
| Plant and Machinery Loan Up to 25.00 (Lakhs) |
9.70% |
| Plant and Machinery Loan Above 25.00 (Lakhs) |
9.95% |
| Plant and Machinery Old Machinery Loan |
10.15% |
| Housing Loan Up to Rs.25.00 (Lakhs) (New Purchase / Renovation / Construction) |
9.05% |
| Housing Loan Above Rs.25.00 (Lakhs) (New Purchase / Renovation / Construction) |
9.15% |
| Mortgage Loan |
12.00% |
| Commercial Vehicle Loan |
12.00% |
| Vehicle Loan Up to Rs.3 Lakh |
12.00% |
Vehicle Loan Above Rs.3 Lakh |
9.15% |
| Vehicle Loan Existing Loan Holder |
8.95% |
| Old Vehicle |
12.00% |
| Over Draft / Loan Against Fixed Deposit |
F.D. Rate + 1.00% |
| Over Draft / Loan Against Fixed Deposit (Third Party) |
F.D. Rate + 1.50% |
| Govt Sec Loan (NSC/KVP/LIC) | 8.25% |
| Govt Sec Loan (NSC/KVP/LIC) For MSME | 8.15% |
| Gold Ornament Loan (Up to Rs.2.00 Lakh) | 8.50% |
| Solar Panel Loan (Residence) | 8.75% |
| Solar Panel Loan (Commercial) | 9.75% |
| Personal Loan (Surety) Up to Rs.5 Lakhs | 15.00% |
| Personal Loan (Surety) For Salaried Person | 12.00% |
| Business Loan (Surety) Up to Rs.5 Lakhs | 14.00% |
| Business Loan (Surety) Working Capital | 11.00% |
| Loan Against File / Dastavej Upto Rs. 5 Lakhs | 11.00% |
| Professional Loan For Doctor Equipment Up to Rs.25 Lakhs | 9.05% |
| Professional Loan For Doctor Clinic / Hospital / Office | 9.50% |
| Education Loan Up to Rs.5 Lakhs (Surety) | 12.00% |
| Education Loan Up to Rs.20 Lakhs | 10.75% |
| Education Loan Above Rs.20 Lakhs | 11.25% |
| Mahila Loan upto Rs. 1 Lakh | 10.00% |